Having a dream car is of course something that many people want. This dream is easier to achieve thanks to the facility of installments. However, buying a car with auto loan also needs to consider many things. One of them is the car’s market price and the amount of the down payment and the installment.
Knowing with certainty the market price of the car is important to prevent you from buying a used car with a price that’s too high. If necessary, survey several used car dealerships or search for information on the internet. “The second thing to do is checking the engine condition yourself,” as quoted from Detik.com, Monday (May 27, 2019).
Even though a car is not new, it doesn’t mean that the condition must be bad. Some used cars even have physical and engine conditions that feel like new thanks to routine maintenance. So that you can be sure of the car’s condition, you should choose a trusted and experienced used car showroom. An example is mobil88, which has been a player in the industry for three decades.
Other things to consider are how much the down payment and the monthly installment are. Make sure that you have enough money for the down payment because it will affect the amount of monthly installment. “Even though the regulation says down payment should be at least 25% of the total price, buyers are recommended to pay bigger down payment to make installments easier on the wallet,” Detik.com wrote.
Even though it seems such a burden, buying a used car with auto loan offers a lot of benefits. One of them is that you can bring home your dream car with limited money. The car types that you can buy through installments also vary, even up to mid-segment or luxury cars like Innova, Fortuner, or HR-V.
Psychologically, many people feel that buying a used car with auto loan feel more fun and easier. “You can even drive it right away after you pay the down payment as agreed,” Otospector.co.id published on Friday (October 25, 2019).
The requirements are quite easy. In mobil88, you need to provide a photocopy of your ID, and if you are married, you also have to hand over a photocopy of your husband’s or your wife’s ID. You also need to submit a photocopy of your family registry card (KK), your bank account statement, and paycheck of the last three months.
Another benefit is that you will get insurance. When you buy a car with a loan, usually you will be also directed to buy an insurance policy. Sometimes the used car is still covered by insurance, so you only need to continue paying the policy. “By having the car insured, you will feel more benefits because the used car that you buy is protected,” continued Otospector.co.id.
In doing each step, the customers are not alone. They can use the loan calculator with the help of the dealerships, including mobil88. The calculation using Financial Calculator will help the customers in making their final decision.
For those who are interested in buying a car with auto loan in mobil88, the procedure is not difficult. First, the customers need to make a transaction either online through mobil88 e-store or by coming to the nearest mobil88 showroom and choose the car they want. After agreeing on the price of the car with the salesperson, the customers can choose for how long they will pay the installments and which financing firm that they’re going to use.
Next, mobil88 will ask them about the insurance that they will choose. After the amount of installment, the period of installments, and other details are agreed by the two sides, the customers need to submit the requirements for auto loan as explained previously.
Before making a purchase, a potential buyer can first access the website www.mobil88.astra.co.id to see the available cars. If you want to confirm it with your own eyes, you can also visit a mobil88 showroom.
A subsidiary of PT Serasi Autoraya (SERA), mobil88 welcomes anyone who wants to buy a high-quality used car. Presently, there are 20 mobil88 showroom branches in several big cities in Indonesia.
As a dealership with more than 30 years of experience, mobil88 dares to offer buyback guarantee that the car has not been involved in an accident or a flood. The chassis and engine numbers are also guaranteed to match the numbers stated in vehicle registration document (STNK) and vehicle ownership document (BPKB). The odometer has not been rolled back either.